Changes to National Bank Fees and Charges

National Bank Tertiary Plus Fee Change

Effective 23 January 2012 the monthly overdraft management fee will increase to $3.00 (currently $2.00).

National Bank Personal Loan Fee Changes

Effective 23 January 2012 the application and top up fees for Personal Loans will increase. Details of these changes are outlined below:

Application fee	$250.00 (currently $200.00)
Top up fee	$150.00 (currently $125.00)

National Bank Non-Standard Fee Changes

Effective 1 February 2012 will be four non-standard fees introduced:

1. A staff assisted funds transfer fee of $15.00 for National Bank Commercial customers only

2. A credit retrieval fee of $100.00. This fee may be charged when assisting a customer (on a best endeavours basis) to recover funds incorrectly paid to a third party’s account. This fee applies irrespective of whether the funds are successfully recovered from the recipient of the payment

3. A certificate of balance and interest fee

Retail and Business Banking customers	$5.00
Commercial customers	$20.00

4. An auditor’s confirmation report

1-5 accounts	$100.00
6-10 accounts	$150.00
11-15 accounts	$200.00
16-20 accounts	$250.00
21+ accounts	$500.00

  Less than 48 hours notice of requirement attracts double the standard fee.

If you have any questions about these changes please call 0800 18 18 18 or visit any National Bank branch.

Fees and interest rates are subject to change, and available from nationalbank.co.nz. Full details, including terms and conditions, a copy of our Disclosure Statement, lending criteria, eligibility and a copy of the National Bank Credit Card Conditions of Use are available from any branch of The National Bank, part of ANZ National Bank Limited.