Bill Payments

Paying bills by Touchtone Phone Banking or Online Banking is convenient and simple. You can do it from any touchtone phone, or right here from your computer.

  • Hundreds of major businesses, local bodies, utilities (phone and power companies) and other organisations have arrangements with The National Bank to receive your bill payments. These companies are listed under pre-authorised organisations.
  • You can create payees and make payments to pre-authorised organisations and virtually any other organisation or individual.
  • You can schedule bill payments up to 90 days in advance so you can arrange all your upcoming payments in one online session.
  • You can have up to 99 payees for Touchtone Phone Banking and up to 960 payees for Online Banking.

Fees

Create payee Online Banking No charge
Create payee other (via staff in branch, over telephone or Bank Mail) $5.00
Delete payee Online Banking waived
Amend payee (includes branch, phone and Bank Mail) $5.00
Unpaid payment (due to insufficient funds) $7.50

Please note - normal transaction fees apply.  Fees displayed are subject to change.

Setting up bill payments

Depending on who you need to pay, you should have a recent bill for the pre-authorised organisation handy, or an account number and details to pay, or have your credit card number ready when you set up your payees and bill payments.

  • You can create both pre-authorised and self-selected payees and make bill payments to them in Online Banking by selecting ‘Bill Payments’ from the Payments menu.
  • If you don't have Online Banking access, you can phone 0800 18 18 18 to set up a pre-authorised organisation as a payee.
  • You can also make payments to other organisations or individuals that are not pre-authorised, by completing the ‘self-selected bill payment’ form. You can print out a PDF version of the form here or pick one up from any of National Bank branch.

To complete the form you will need to know the other party’s bank account number.

Once you have filled in the form you can drop it into any National Bank branch or mail it to:

National Bank Web Applications
Freepost 3315
P O Box 5046
Wellington

Make payments 2-3 days in advance

Payments or cancellations made before 10pm on business days are processed by the Bank that day. Those made after 10pm are processed the next business day. However, it can take longer for some organisations to reconcile payments against your bill.

To avoid the late payment penalties some organisations charge, it’s wise to make your payment 2-3 days before the due date. Remember you can schedule payments in advance, up to 90 days ahead.

Bills are only paid if there are sufficient cleared funds in the account on the payment date. If there are insufficient cleared funds after 3 days, the payment will be cancelled and a fee charged.

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