Principal Protect Home Buildings Insurance

Cover

  • Full replacement value (conditions apply)

Special Features

  • Comprehensive cover for your home
  • Cover includes temporary accommodation benefits, repairs for damage to landscaping, retaining walls, permanent swimming and spa pools, and property security after you suffer loss or damage (limits apply)
  • Liability cover for forest and rural fires and legal costs (limits apply)
  • Natural Disaster Damage automatic top-up cover for earthquake and natural disaster
  • Discount when you take out two or more home buildings, contents, motor vehicle or boat policies with The National Bank
  • No claims bonus
  • We will not charge you two excesses where a claim is accepted for loss or damage arising from the same event under two or more Principal Protect policies
  • Access to Principal Protect 24 hour emergency claim help

Temporary Accommodation

  • Temporary accommodation benefit up to the lesser of $25,000 or 12 months accommodation

Gradual Damage

  • Gradual damage benefit up to $3,000 (conditions apply)

Optional Benefits

  • Excess refund
  • You can select a 'No excess' option on claims for accidentally broken window glass
  • Loss of rent and landlord's fixtures and fittings (conditions apply)

To apply for Principal Protect Home Buildings Insurance

Talk to a Banking Consultant at any branch of The National Bank, or call 0800 438 668 during normal working hours.

National Bank Life Insurance and Loan Protection Insurance is underwritten by OnePath Insurance Services (NZ) Limited. Vero Insurance New Zealand Limited underwrites Principal Protect, Base Protect and Travel Protect insurance. No member of ANZ National Bank Limited Group or any other person guarantees OnePath Insurance Services (NZ) Limited or Vero Insurance New Zealand Limited and their subsidiaries or any of the products issued by them. ANZ National Bank Limited may receive a commission on any policy it arranges.

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Budget Planner

Creating a budget is a great way to help you manage your finances. Enter your income and expenses into our Budget Planner, and we’ll do all the calculations and summarise your results.

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Check your account and credit card statements for all your income and expenses. The more information and detail you enter into the Budget Planner the more accurate the results will be.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of The National Bank's financial advisers, please contact us on 0800 18 18 18.

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What now?

You’ve made a good start to budgeting – take some time to review or discuss your results. You can either print your Budget Planner or save it as either a PDF or an excel document for future use.

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Save and Invest

Organising your savings and investments can be simple. All you have to do is decide what your goals are, and we can help you find the best way of achieving them.

More information

If you’d like to talk further about any of these options, call 0800 18 18 18, contact any branch, or e-mail us.

A copy of the Bank's Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any National Bank branch, free of charge.

You'll need Adobe Acrobat Reader to read the PDF version. If you don't have it, don't worry - it's free. Just follow this link to the Adobe site to download a copy.

The taxation treatment of Portfolio Investment Entities is covered in the Investment Statement (PDF 138KB).

* ANZ Investment Services (New Zealand) Limited is the issuer/manager of the National Bank Call Fund. The New Zealand Guardian Trust Company Limited is the Trustee of the Fund. The National Bank of New Zealand, part of ANZ National Bank Limited is the distributor of units in the Fund. Units in the Fund do not represent deposits or other liabilities of ANZ National Bank Limited. An investment in the Fund is subject to investment risk, including possible delays in repayment and loss of income and principal invested. No member of the ANZ National Bank Limited Group, the New Zealand Guardian Trust Company Limited or any other person guarantees (either partially or fully) ANZ Investment Services (New Zealand) Limited or the capital value or performance of the Fund or any other products issued by them.

^ A copy of The National Bank KiwiSaver Scheme Investment Statement is available as a PDF at the below link, or you can request one to be sent to you by calling 0800 156 020 Guardian Trust Superannuation Trustees Limited is the issuer of The National Bank KiwiSaver Scheme, ING (NZ) Limited is the Administration and Investment Manager and The National Bank of New Zealand, part of ANZ National Bank Limited, is the Distributor. Units in the Scheme do not represent deposits or other liabilities of ANZ National Bank Limited. Units are subject to investment risk, including possible delays in repayment and loss of income and principal invested. No member of ANZ National Bank Limited Group, ING Group, Guardian Trust Superannuation Trustees Limited, its parent and their respective directors or any other person guarantees or secures (either partially or fully) ING (NZ) Limited and its subsidiaries or the capital value or performance of the Scheme or any other products issued or managed by them.

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