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Skip Navigation LinksHome > Personal banking > Goals and Lifestyle > Saving & Investing > Step-By-Step Guide > Step2
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Saving & Investing

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Step 2: Understanding your options

Use this table as a guide to compare potential savings and investment options against your budget, perspective, goals and potential timeframe.

Timeframe Goals Saving and investment options
(hover on the links below for more information)
Short
(1-3 years)
  • emergency fund
  • new car
  • Holiday
  • Household items (e.g. furniture)
  • new or first home
Medium
(3-10 years)
  • new or first home
  • House renovations
  • Children’s education
Long
(10+ years)
  • Retirement
  • Long-term wealth accumulation
  1. The National Bank offers direct investment in shares and bonds through National Bank share and bond trading
  2. For more information on The National Bank’s options for residential property investors, call us on 0800 185 185, visit our home buyers centre or come into any branch.

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A copy of the Bank's Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any National Bank branch, free of charge.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of The National Bank's financial advisers, please contact us on 0800 18 18 18.

ANZ Investment Services (New Zealand) Limited (“ANZIS”) is the issuer/manager and ANZ National Bank Limited (“ANZNB”) is the administration manager of the National Bank Call Fund (Call Fund) and the National Bank Term Fund (“Term Fund”). The National Bank of New Zealand, part of ANZ, is the distributor of units in the Call Fund and Term Fund.

Guardian Trust Superannuation Trustees Limited (“GTSTL”) is the Trustee and Issuer of the National Bank KiwiSaver Scheme. OnePath (NZ) Limited (“OnePath”) is the Promoter, and Administration and Investment Manager of the National Bank KiwiSaver Scheme; Issuer, Promoter, and Administration and Investment Manager of the National Bank Managed Investment Funds. The New Zealand Guardian Trust Company Limited (“NZGT”) is the Trustee of the National Bank Managed Investment Funds. The National Bank of New Zealand, part of ANZ National Bank Limited (“ANZNB”), is the Distributor of the National Bank KiwiSaver Scheme and the National Bank Managed Investment Funds.

Investments, units or interests in the products referred to above do not represent deposits or liabilities of ANZNB. Units are subject to investment risk, including possible delays in repayment and loss of income and principal invested.

No entity* guarantees (either partially or fully) the capital value or performance of any products issued or managed by OnePath, including the products referred to above.

*Please note, this includes OnePath, OnePath Holdings (NZ) Limited, ANZNB, Australia and New Zealand Banking Group Limited, NZGT, GTSTL, their respective directors, any member of their respective groups of companies and any other person.

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