Opening your account

How do I apply?

If you are moving to New Zealand and will be living here for more than six months, you can apply to open a National Bank account before you arrive.

Once you have completed the form, you will need to send it to us with a few items of documentation (a checklist of these items is included on the form). Please send completed applications to The National Bank, New Resident Services, 205 Queen Street, PO Box 18, Auckland, New Zealand. Fax: +64 9 375 9350.

What happens next?

When your application has been processed and approved, we will send you a letter confirming your account details, and introducing your New Resident Personal Manager. Your account will be initially set up for deposits only and you won’t be able to make withdrawals until you have arrived in New Zealand. You can transfer up to the equivalent of NZD$1 million into your National Bank account before you arrive, however if you wish to transfer more, your Personal Manager can discuss this with you.

To keep your account active you will need to arrive in New Zealand within three months of opening your account. Once you arrive, to fully access your account, just come into any branch of The National Bank and bring your passport as identification. Once we have verified your identification, your account will be activated and you will then be able to withdraw money as well as make deposits into your account.

What if your circumstances change?

If your circumstances change and you do not arrive in New Zealand, your funds will need to be returned to you. All funds will be returned in the same currency as originally received. You will be required to have your identification verified in your home country and appropriate fees and charges will be deducted from the funds being returned.

More information

Our eligibility criteria apply. Fees are subjct to change. For more information about fees, opening a bank account before you arrive in New Zealand, or about any of our accounts, please contact us anytime, day or night.

Our account opening criteria apply. Accounts are only available to persons who will be living in New Zealand for six months or more. Please read our disclosure statement.

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Check your account and credit card statements for all your income and expenses. The more information and detail you enter into the Budget Planner the more accurate the results will be.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of The National Bank's financial advisers, please contact us on 0800 18 18 18.

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You’ve made a good start to budgeting – take some time to review or discuss your results. You can either print your Budget Planner or save it as either a PDF or an excel document for future use.

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Save and Invest

Organising your savings and investments can be simple. All you have to do is decide what your goals are, and we can help you find the best way of achieving them.

More information

If you’d like to talk further about any of these options, call 0800 18 18 18, contact any branch, or e-mail us.

A copy of the Bank's Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any National Bank branch, free of charge.

You'll need Adobe Acrobat Reader to read the PDF version. If you don't have it, don't worry - it's free. Just follow this link to the Adobe site to download a copy.

The taxation treatment of Portfolio Investment Entities is covered in the Investment Statement (PDF 138KB).

* ANZ Investment Services (New Zealand) Limited is the issuer/manager of the National Bank Call Fund. The New Zealand Guardian Trust Company Limited is the Trustee of the Fund. The National Bank of New Zealand, part of ANZ National Bank Limited is the distributor of units in the Fund. Units in the Fund do not represent deposits or other liabilities of ANZ National Bank Limited. An investment in the Fund is subject to investment risk, including possible delays in repayment and loss of income and principal invested. No member of the ANZ National Bank Limited Group, the New Zealand Guardian Trust Company Limited or any other person guarantees (either partially or fully) ANZ Investment Services (New Zealand) Limited or the capital value or performance of the Fund or any other products issued by them.

^ A copy of The National Bank KiwiSaver Scheme Investment Statement is available as a PDF at the below link, or you can request one to be sent to you by calling 0800 156 020 Guardian Trust Superannuation Trustees Limited is the issuer of The National Bank KiwiSaver Scheme, ING (NZ) Limited is the Administration and Investment Manager and The National Bank of New Zealand, part of ANZ National Bank Limited, is the Distributor. Units in the Scheme do not represent deposits or other liabilities of ANZ National Bank Limited. Units are subject to investment risk, including possible delays in repayment and loss of income and principal invested. No member of ANZ National Bank Limited Group, ING Group, Guardian Trust Superannuation Trustees Limited, its parent and their respective directors or any other person guarantees or secures (either partially or fully) ING (NZ) Limited and its subsidiaries or the capital value or performance of the Scheme or any other products issued or managed by them.

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