Commercial Property Finance

Whether you are buying business premises, building a property portfolio, considering property development or wanting to refinance your current property, our commercial property finance solutions provide you with real flexibility and choice.

Features include:

  • Borrow up to 75% of the commercial property value or borrow up to 100% of the value if your business occupies the property.
  • Benefit from flexible repayment terms, including interest-only repayments for up to five years.
  • Select fixed and variable interest rates, providing certainty or flexibility to suit your requirements.
  • Add a revolving line of credit to give you the flexibility to repay and redraw funds as often and for as much as you choose – potentially helping you to save money.
  • Talk to our interest-rate risk management team about interest rate strategy options.
  • Structure your loan repayments to align with the rentals from your tenancy agreements, minimising the impact on your cash flows.

By working closely with you so we understand your business objectives, we put together a competitively priced, finance package that reflects your specific requirements.

Property Developers and Investors

We offer market-leading expertise, experience and innovative solutions for a wide range of large property projects, encompassing:

  • Retail
  • CBD office
  • Industrial and distribution warehouses
  • High-rise residential
  • Land subdivisions (greater than 50 lots)
  • Hotels (three star and above).

Our specialist Property Finance Managers can work closely with you to match our broad range of finance options and capabilities with your needs.

For More Information

For more information on Property & Construction Finance, call Andrew Dunning on 09 252 4344.

Owner/Occupier Package

Turn the rent you’re currently paying into an investment with our Owner/Occupier Property Finance package. The package can be structured in a number of ways to preserve your cash flow and potentially repayments can be similar to your current rent.

You’ll find more information on the Owner/Occupier Package flyer which is available as a PDF.

You'll need Adobe Acrobat Reader to read the PDF version. If you don't have it, don't worry - it's free. Just follow this link to the Adobe site to download a copy.

For More Information

Contact us to learn more about how we can help you.

Useful Links

Call Accounts – ideal for short-term investments.

Every Day Accounts – facilitating day-to-day transactions.

Business Finance – funding options for business growth.

Managing Risk - Interest-rate risk management.

Business Outlook